Private beta · V1 in active build

The full picture before the first answer.

SBA Oracle is an expert decision-support system for SBA lending teams. It is grounded in the full Standard Operating Procedure, every answer is cited, and it is engineered to ask the clarifying questions generic tools skip.

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// How it works

Ask. Advise. Generate.

A three-step flow engineered for defensible SBA lending decisions.

01 · Ask

Clarifying questions first.

Before answering, SBA Oracle asks the questions that determine the real SOP path: affiliate structure, control, borrower eligibility, program fit. No guesses, no assumptions.

02 · Advise

Every answer cited.

Grounded in the full SOP 50 10 8, technical updates, and 13 CFR Part 120. Answers link back to the exact paragraph so reviewers can verify, not trust.

03 · Generate

Deliverables in minutes.

Credit memos, file-specific needs lists, decline letters, borrower emails, and exception justification memos, drafted against the current state of the file.

// Built by practitioners

Not a generic AI vendor.

SBA Oracle was built inside the SBA lending trenches, through IndyMac, Pinnacle, and the 2008 collapse. It is shaped by the files examiners actually flag, not by what looks good in a demo.

SOP 50 10 8

Indexed down to the paragraph with all technical updates.

Hallucinated citations. If it is not in the source, it does not get said.

2 weeks

From pilot kickoff to a working deployment against your SOP and policy.

Air-gapped

Sovereign deployment option. Nothing leaves your network.

// Explore

See it for yourself.

01 · Chat

SBAOracle